Finance and technology

The digitisation of money, regulatory support for digital payments, and the popularity of social platforms are transforming the way people transact and communicate with one another. With millennials as its earliest adopters and strongest supporters, internet and digital finance are projected to grow significantly in the coming years. Technology has made it possible to build business models based on trust, where peers can collaborate digitally. It is also transforming how people consume financial products and services, as well as reshaping customer expectations. Once thought of as disruptors, financial technology companies, internet-based finance platforms, and non-banking digital channels are now seen as enablers that help provide services that go beyond what traditional brick and mortar financial institutions offer.

Collaboration between new entrants and traditional banks are becoming increasingly common, as is the case for partnerships between JD Finance and ICBC or Huawei and China Construction Bank. In addition, digital-based lending and investing are now maturing, allowing underserved sectors of the population to have access to funding and investment alternatives. There has also been a rise of neo-banks that provide frictionless, digital-only banking services or challenger banks that provide an ecosystem for their services. While many in the traditional financial institution sector may perceive these new entrants as threats, the changes they generate are here to stay. This conference gathers thought leaders, innovators and industry pioneers to share their insights on the maturing financial technology industry.

Key focus areas:

 

User-centric services and products: Where finance meets technology

 

The digital payment revolution

 

The arrival of personalised, optimised financial services

 

Open-banking application programming interfaces (APIs) and the Revised Payment Services Directive (PSD2)

 

From virtual to reality: Integrating digital economy ecosystems into everyday lives

 

Neo and challenger banks: A closer look at customer value proposition

 

Banking at your fingertips

 

Cloud banking: Strategies for continual transformation

Finance and Technology - Day 1- 24 May 2018

08:00

Registration & morning networking

08:30

Welcome & opening keynotes

10:30

Coffee break

11:00

User-centric services and products: Where finance meets technology  
Due to the need to fill financing gaps and improve process inefficiencies, financial technology has taken great strides. This session takes a closer look at some of the technology-based models that have reshaped the industry

  • Marketplaces: Where loans get bought and sold
  • Tapping into the mass-affluent: The rise of robo-advisors
  • Passive and algorithm-based investing
  • Sharing the risk: Internet insurance
  • Global frictionless payments and transfers
  • Designing banking and investment services for millennials

12:00

The digital payment revolution
Making purchases, from buying a cup of coffee to a high-ticket item, can be done with a scan, click or swipe. We invite a panel of industry insiders to share their insights on the next frontier of the instant payments industry.

  • Scanning worldwide: The rise of QR code-based mobile payments
  • No wallet? No problem: Internet of Things (IoT), e-wallets, and wearables
  • The future of plastic: What to expect in the cards space?
  • Integrated payments: Streamlined processes for a seamless experience

13:00

Lunch

14:30

The arrival of personalised, optimised financial services
Many industries have been using big data, advance analytics & machine learning (AAML), and artificial intelligence (AI) to create on-demand-predictive, hyper-personalised, and dynamic services. In this session we take a look at how this phenomenon applies to the world of finance.

  • Underwriting 4.0:  Alternative credit scoring in emerging economies
  • Case study: A closer look at Zhima Credit’s social credit scoring system  
  • AI, digital identity, behavioural insights and the personalisation of services
  • Always at your service: Chatbots and the optimisation of predictive services
  • Risk models enhanced: AAML & AI for insurance and risk & portfolio management
15:30

Open-banking application programming interfaces (APIs) and the Revised Payment Services Directive (PSD2)
With the roll out of PSD2, the European Union is further transforming into a digital economy. For financial service providers, it opens the door to increased competition, as well as new opportunities. We ask thought leaders to share their vision on how PSD2 will impact the industry.

  • Customer authentication: AI, biometrics, and facial recognition
  • Strengthening customer relationship through multi-channel data
  • Developing new capabilities and service propositions

16:30

Tea break

17:00

Closing keynote

18:00

End of day one

Finance and Technology - Day 2 - 25 May 2018

08:00

Registration & morning networking

08:30

From virtual to reality: Integrating digital economy ecosystems into everyday lives
As the digital economy becomes more integrated in everyday life, we begin to see online service providers enter the offline services space and cities becoming ‘smarter’. Interconnectedness, the internet of value, big data and predictive services open the door to a myriad of opportunities for the financial services community. It also, however, opens the door to new challenges. In this forward looking session, innovators share their insights on the transformation of financial ecosystems and infrastructures.

  • Case study: Huawei, big data, and the road towards smart cities
  • Enhancing customer proposition in a world of ambient computing, augmented data and hyper-personalisation
  • Instant payments evolved: Integrating ‘Internet of things’ (IoT), tokenization, and the ‘Internet of value’ into everyday transactions
  • Strategies for data bias prevention in a world of data driven decision making and safeguarding the digital identity

10:30

Coffee break

11:00

Neo and challenger banks: A closer look at customer value proposition
How do neo and challenger bank services stack up against traditional banking ones? In this session, we take a closer look at the value proposition of digital-only consumer banking services.

  • Case study: Neo-banks in China, the UK and the US
  • A closer look at customer challenger bank business models
  • More than just digitally transplanted services: Expanding beyond traditional banking services
  • Digital-only: Improved customer on-boarding and experience

12:00

Lunch

13:30

Banking at your fingertips
Mobile banking has been very successful in emerging markets. Only recently has it gained traction in developed markets. We ask a group of insiders to discuss what is next in this space.

  • Cross-border transfers and remittances
  • Scaling services to include small businesses and microfinance opportunities
  • Mobile payments and the internet of things (IoT)
14:30

Cloud banking: Strategies for continual transformation
Financial service providers seek ways to make their business models leaner with lower overheads. Many have shifted to the cloud to take full advantage of the digital economy. We take a closer look at what it takes to make the most of cloud-banking.

  • Optimising risk management models and managing security in a cyber world
  • Is it worth it? A cost benefit analysis of migrating to the cloud
  • Comparing service and delivery models
  • Maximising agility and transparency through cloud-based services

15:30

Tea break

16:00

Closing keynote

17:00

End of day two

Featured keynote speakers from 2017

  Featured speakers from 2017

  Moderators

Who will attend?

The programme is designed for financial technology players and banking professionals seeking to establish partnerships as well as for senior professionals from the following areas of specialty:

  • Banking transformation and innovation, cards and digital channels
  • Challenger and neo-banking, cloud banking
  • Alternative lending and investing platforms,
  • Internet and digital finance
  • Traditional banking seeking to learn about new technologies and business models
  • Financial technology start-ups, blockchain companies

Agenda and speaking opportunities:

America Herrera

aherrera@theasianbanker.com

Please submit the required information in order to reserve your seat in The Future of Finance Summit.

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