Breakfast

Site visit to Realities Centre:
Fostering innovation through collaboration by growing AR/VR ecosystem
The Realities Centre is building a community focusing on Augmented & Virtual Reality, including related technologies such as AI and IoT, by bridging gaps between start-ups and corporations with demos, training, co-working space, acceleration, and more. A strong believer in the interdependence of AR/VR/MR with AI, IoT and Wearables, and therefore work with individuals and companies working in those fields. We will be visiting their co-working space and learning more about how AR is already making waves in the banking sector.

Site visit to Barclays’ Rise London
A community of the world’s brightest thinkers and doers, working together to create the future of financial services.
Following the mindset of Barclays Group CEO Jes Staley who famously said “Barclays is a technology company at its core now” the bank opened a new, 30,000 square feet office space in May 2017. Reaching over seven floors, Rise London is the largest fintech co-working space in Europe. The purpose-built site on Luke Street is planned to house more than 40 of London’s most exciting fintech companies, including those in the current cohort of the Barclays Accelerator scheme for emerging start-ups.

Lunch

Powering innovation and emerging tech – Deutsche Bank Innovation Labs 
Deutsche Bank Innovation Labs identify, evaluate and support the adoption of emerging technologies. They are a focal point for innovation with a simple, practical role: They connect startups to decision makers within Deutsche Bank. There are innovation labs located in Berlin, London, Silicon Valley and New York. We will get a general overview of the lab’s activities, how this lab fits into the wider ecosystem of London and accomplishments of the innovation labs. 

Site Visit to Lloyds Bank Innovation Labs
Testing and Learning, and referring back to the customer
Lloyds Banking Group has a dedicated in-house innovation team implementing an innovation strategy that constantly advances the digital banking experience. The Innovation Lab is focused on de-risking the bank’s investment through experimentation, identifying fintech trends that may threaten the banks’ strategy and stimulate creativity within its staff by creating a culture of innovation.

We will meet with a senior executive and learn about the bank's experience of transforming into a design-led organisation and ways to mitigate the associated cultural, process, systems and people challenges.

Site Visit to CommBank Innovation Lab
Turning today’s imagination into tomorrow’s ground-breaking innovation
Commonwealth Bank continues to pride itself with being open to change and embracing innovation. Therefore, CBA picked London as the site for its third innovation lab, not only because of the geographic location but also so for the dynamic fintech community with a vibrant ecosystem that will help with the main two objectives of the bank: creating an environment to test new ideas and run experiments, not only with external organizations but also staff; the second objective is to instigate cultural change within the organization. We will meet with a senior executive and learn about the bank's experience of transforming their culture and London lab goals.

Breakfast

Site Visit to StartupBootcamp Fintech
How to meet, assess and create engagement with early stage innovators
StartupbootcampFinTech is the world's largest accelerator for fintech start-ups. The three-month program provides selected fintech companies with mentorship, office space and seed funding as well as access to a global network of investors and corporate partners. Key focus areas of investment are: blockchain, mobile security, robo-advisory, identity AML/KYC, SME solutions and financial inclusion.
We will receive a tour through the Rainmaking Loft, hear selected start-ups pitch their idea and get a chance to have a dialogue with the start-ups and senior executives of the accelerator.

Fintech – Co-optition or frenemies?
Fintech is here to stay. What are the possible opportunities in cooperation and competition with “disruptors” – who is my friend, who is my enemy?

• Who are the most relevant players that will impact my business?
• Compete or cooperate with P2P platforms?
• Incorporating “innovation” as a culture within the organisation
• Venture Capital: How can versus how should banks invest into fintech?
• Best practice case studies of successful collaboration models

Lunch Break

Site visit to Yoyo Wallet
Transforming the relationship between retailers and customers
Yoyo is the fastest growing mobile wallet in Europe. A company that enables it’s consumer to use Yoyo for secure mobile payment, automated loyalty and digital receipt collection whilst also receiving offers personalised to what is being bought along and using wider functions like pre-ordering. Put simply, Yoyo is taking technological advancements and revolutionising the brick and mortar retail experience for retailers and their customers. Now in its 4th year people can use Yoyo across high streets, universities and corporate locations. We will meet with Alain Falys, Co-Founder & CEO, Yoyo Wallet .

Site Visit to Starling Bank
The UK mobile only bank account
Starling Bank is a licensed mobile-only challenger bank founded by former Allied Irish Banks COO, Anne Boden in January 2014.  Headquartered in London and operating as one of a few British financial technology startups, Starling is looking to disrupt the incumbent financial systems and challenge traditional corporations. Since its founding, it has received significant funding, including $70M of investment in early 2016. In July 2016, Starling received its banking license from the Financial Conduct Authority. We will be speaking with Ben Chisell, Product Director, to learn more about their technology, the upcoming projects and expansion.

Speaker’s dinner
How do we begin to think about Cybersecurity in the digital ether
We will meet with world-class thought leader on cybersecurity and discuss how the revolution in available technology is leading us. How should I think about cybersecurity, given the fact that the very technology that is enabling us is the one restricting us?

With invited speaker Amar Singh, CEO and Founder, Cyber Management Alliance, and global cybersecurity & privacy thought-leader

Breakfast

Site visit to HSBC Innovation Centre
Strategy, Investments and Innovation
The Innovation Centre is responsible for the collaboration, acceleration and execution of innovation activities, aligned with the priorities of the HSBC Group. Through proactive collaboration both across the Group and with external parties, the team is focused on the incubation of ideas through to proof of concepts, leading to the execution of innovative customer propositions. We will meet with a senior representative to discuss about the management of HSBC's contribution to external accelerator programmes such as the FinTech Innovation Lab, running within London and Hong Kong and their three main focus areas: strategy and foresight, investments in Fintech companies, and internal promotion of innovation

Site visit to 11:FS
Digital banking is only 1% complete - 11:FS is creating the team for the next 99%
At 11:FS, their mantra is that digital banking is only 1% finished – meaning we’ve got a long way to go before banking becomes truly digital. Their team believes that banking should be about more than selling financial products. A truly digital bank should act like a proactive private banker, working invisibly in the background of your life, acting in your best interest. Recognized as the world’s top FinTech leaders, they’ve transformed traditional banks from within, started tech accelerators, and built on blockchain. We will meet with their co-founder and understand how their methods have made other financial institutions successful.

Lunch

Site visit to SETL
Simplified real-time blockchain settlements
SETL Development Limited launched in July 2015 to deploy a multi-asset, multi-currency institutional payment and settlements infrastructure based on blockchain technology. The SETL system enables market participants to move cash and assets directly between each other, facilitating the immediate and final settlement of market transactions. The SETL system maintains a permissioned distributed ledger of ownership and transaction records, simplifying the process of matching, settlement, custody, registration and transaction reporting. We will be meeting with a senior representative to discuss more about what SETL can deliver to financial institutions.

Site Visit to Mayor of London’s official promotional agency
The main purposes of London & Partners is to support the Mayor’s priorities by promoting London internationally, as best city in the world in which to invest, study, and visit. Currently running a campaign #LondonIsOpen, which was launched by the Mayor of London, Sadiq Khan, to show that London is united and open for business following the EU referendum. It shows the world that London remains entrepreneurial, international and full of creativity and possibility, while reassuring the more than one million foreign nationals who live in London that they will always be welcome, and that any form of discrimination will not be tolerated. We will be visiting their offices to learn more about this strategy and future plans.

Site visit to ClearBank
A banking revolution has begun
ClearBank® is the UK’s first clearing bank in more than 250 years. Their plan is to create a new level of open competition and transparency within the UK market. ClearBanks’ state-of-the-art technology transforms the clearing bank experience, making payments faster, cheaper and more efficient for everyone. We will meet a representative and understand how they offers services to financially regulated businesses and fintechs, by providing secure access to core banking solutions, payment schemes and systems, operated within a liquidity managed current account.

Site Visit to Revolut
A World Beyond Banking
Revolut is a digital banking alternative that includes a pre-paid debit card, currency exchange, and peer-to-peer payments. Revolut currently charges no fees for the majority of its services, and uses the interbank rates for its currency exchange. The London-based startup was founded by Nikolay Storonsky and Vlad Yatsenko and currently supports spending and ATM withdrawals in 120 currencies and sending in 26 currencies directly from the mobile app. Revolut, founded in 2013, has garnered attention for its rapid growth, attracting half a million users worldwide in around 18 months. We will be visiting their offices and meeting with Nikolay Storonsky.

Panel discussion
Meeting London’s VC and private equity community
Leading executives from some of the most active venture capital and private equity firms in the U.K. will discuss trends and developments as well as potential breakthroughs they are seeing in the fintech landscape and where they believe are the next unicorns.

Invited panellists we will be meeting include:

• Liliana Reasor, CEO & Founder, Novus Ordo Capital
• Kully Johal, Director, Amaryllis Ventures Limited
• Pierre Suhrcke, Partner, TempoCap
• Alex Pitt, Co-Founder & Director Growth, MustardSeed

Session chaired David Gyori, CEO of Banking Reports

Final Night Dinner

Breakfast

Dialogue on design thinking
Modern unicorn companies are known for placing great importance on the design of their product and entire business propositions. We will discuss the concept of design thinking and see how it can be applied in your respective institutions to inspire creativity, innovation and capability.

Invited panelits we will be meeting include:

• Simon Webb, Global Executive Creative Director, HeathWallace
• Peter Ballard, Founder and Executive Director, Foolproof, Zensar Technologies
• Paul Say, Marketing Lead, The Floow Limited and Owner & Director, Say-DE Consulting
• Dave Wallace, Global COO, Mirium Agency

Session chaired by David Gyori, CEO of Banking Reports

Tea Break

Up close and personal
How should banks reinvent themselves financially?– profitability, market share, risk and compliance today and how will it all work out into the future? 
Chief Finance Officers (CFOs) have a perspective of the business that is based on the story that is told by the balance sheet. But the financial performance in the old days is different from that of the digital age. How should banks reinvent themselves financially? We will have a conversation with Christian Hunt and what has made him a successful leader in UBS.

Up close and personal
Driving global growth and innovation
In a world where globalisation is tearing down the geographic boundaries and market barriers that once kept business from achieving their potential, a company's ability to innovate—to tap the fresh value-creating ideas of its employees and those of its partners, customers, suppliers, and other parties beyond its own boundaries—is no longer an issue. In fact, innovation has become a core driver of growth, performance, and valuation. We will be discussing with Ian Kerr, a perfect example of great leadership skills combined with a drive for innovation.

Closing Dialogue
Leadership in finance in the digital era – a DNA to be developed
We will recap the site visits and dialogues and with experts and exchange personal conclusions, ideas and inspirational thoughts. Through a series of iterations, delegates will be trained to internalise all that they have seen and learnt on the people, strategies and technologies shaping the industry today.

• How will the finance industry look like in the near future? What trends do we see? What tentative trends do we suggest to outline our own journey?
• What do we learn from challengers, P2P platforms, tech companies and other players?
• How should we measure performance in the digital age?
• How can we apply the new insights into transformational processes in our own institutions? How do we take our institutions from here to there?

Moderated by:

• Emmanuel Daniel, Chairman, The Asian Banker
• David Gyori, CEO of Banking Reports

End of Programme