Mrs. Chuchi G. Fonacier, Deputy Governor of the Finanacial Supervision Sector of the Bangko Sentral ng Philipinas (BSP)

Chuchi G. Fonacier is the Deputy Governor of the Finanacial Supervision Sector of the Bangko Sentral ng Philipinas (BSP). She started her career with BSP in 1984 as a bank examiner and became assistant governor in 2017. She was designated as BSP’s point person on two important legislative measures passed by the Philippine Congress – the Securitszation Act, and the Special Purpose Vehicle (SPV) Act. In 2008, she headed BSP’s primary supervisory unit that handles specially-challenged banks, where a record number of challenged banks were successfully resolved. As deputy governor, she is a member and BSP-designated representative in different interagency and international committees such as the Financial Sector Forum (FSF), Working Group on Banking Supervision (WGBS) of the Executives’ Meeting of East Asia Pacific Central Banks (EMEAP), and the Credit Information Corporations Project.

Mr. Vladislav Solodkiy, Managing Partner, Life.SREDA

Solodkiy was recognised by UK magazine Institutional Investor as one of the TOP35 most influential fintech-persons in the world. He established Life. SREDA four years ago, which has invested in 22 start-ups in US, UK, Germany, CIS, Singapore, Philippines, India and Vietnam, including Simple, Moven, Fidor Bank, SumUp, Anthemis Group, Mobikon, and Lenddo. For the last one and a half years, the company heavily supported the fintech ecosystem in Singapore. It invested in eight companies; launched Inspir Asia co-working space and accelerator; and helped the Monetary Authority of Singapore in promoting Singapore as fintech hub across the world by launching www.BAAS.IS, the first pan-Asian bank-as-a-service-platform.

Mr. Roy Villareal, Customer Franchise Director, Citi Philippines

Roy Villareal is the customer franchise director for Citibank N.A., Philippines. He has overall responsibility for customer experience, marketing, digital banking, analytics & insights, and business training for the consumer business. He has been with Citi for 22 years. Prior to Citi, he worked for SAS Philippines, Inc. as application and data specialist.

Mr. Edwin R. Bautista, President & COO, Union Bank

Edwin R. Bautista, serves as president and chief operating officer of the bank. He is also currently director of Union Bank, City Savings Bank, Inc., First Union Plans, Inc., Union Properties, Inc. and First Union Direct Corp. Bautista has a superior track record in banking, spanning more than 25 years of experience. Since joining Union Bank in 1997 as Senior Vice President, he has driven the growth of the Bank’s transaction banking, commercial banking, operations and consumer finance centres. In 2006, he served as president of IBank, which was acquired by Union Bank, until its merger with the Bank. Prior to Union Bank, Bautista headed Citibank Philippine's global transaction services group. As Union Bank is undertaking its "digital transformation", Bautista's proven, game-changing skills are expected to come to the fore again, making sure that they complete the journey without anyone being "left behind".

Mr. Malikkhan Kotadia, Mentor, The FinLab.com

Kotadia is a senior global banker, financial technology (fintech) expert, futurist, spiritualist, acclaimed author and community builder. In his 18-year-long career, he has managed global roles in leading multinational banks, run billion dollar businesses in various markets and driven key innovations in the financial services industry. He spent nearly 14 years at Citibank in varied roles in digital banking, e-payments and innovations, and was last SVP-global digital transformation. Prior to this, he headed digital marketing for the global consumer bank and the merchant payments product for Citi India. Kotadia is a passionate digital evangelist, futurist and and a sought-after keynote speaker, panellist and moderator at leading fintech, digital & emerging tech conferences across Asia Pacific. He is also mentor at a leading fintech accelerator in Singapore, and is advisor to some exciting global start-ups across fintech, IoT, AI, blockchain, big data and edutech.

Mrs. Abigail Marie Casanova, First Vice President, Retail Credit Operations Group Head, Retail Banking Segment, Security Bank

Abbie Casanova heads the retail credit operations group of Security Bank. Her responsibility covers the end-to-end spectrum of the consumer loans cycle from the approval processing, after sales services to Collections for all consumer products of the bank. Since joining the bank, she has driven major process improvements that supported business growth, improved customer experience and minimised losses. Prior to Security Bank, she was with BDO heading the developer segment of the home loans business. She also held roles previously at GE Money and Citibank, N.A. Recently, she did her post-graduate studies on global business at the University of Oxford.

Mr. Miguel Cuneta, Co-Founder, Chief Community Officer at Satoshi Citadel Industries

Cuneta is the co-founder and the chief community officer of Satoshi Citadel Industries (SCI). Founded in 2014, SCI has been at the forefront of the blockchain industry in the Philippines, with an ecosystem of services ranging from payments, remittance, mobile money, and others, all powered by the technology behind Bitcoin. SCI is pioneering a lot of cutting edge fintech apps not just in the Philippines, but globally, and was recently venture-backed by Kakao Investment, the venture arm of South Korean messaging app giant Kakao Talk.

Mr. Abhishant Pant, Founder, Cashless Journey

Abhishant Pant is a Mumbai-based Indian market fintech expert. His specialisation includes; working with financial technology (fintechs) (lending, know your customer, and payments), Prepaid, Travel Forex, Mobile Money, and Financial Inclusion at the Bottom of the Pyramid. He is closely associated with the fintech world (as mentor) through incubators like Barclays Rise, Zone Startups India, and fintech Startupbootcamp. He has spoken at global forums like UN-G20, UNEP, Swedish government Swedish Institute, TEDx programs. Pant writes regularly on Fintech landscape opportunity and challenges. He brings his unique perspective to fintechs through his "Cashless Journey" experiment. He is extensively covered by media both in India and abroad as "Cashless Man of India". And was recently named among TOP100 Fintech Professionals in Asia by Singapore-based Next Money. His Cashless Journey is now getting made in a documentary by celebrated filmmaker and photographer ED Kashi.

Mr. Xavier Marzan, Country MD, Ascend Money & CEO, TrueMoney Philippines

Xavier Marzan is country managing director at Ascend Money, a digital financial services start-up venture between the Charoen Pokphand Group and Ant Financial (Alipay) and chief executive officer of TrueMoney Philippines, a fintech brand of Ascend. Marzan established TrueMoney’s operations in the Philippines, and in just under a year’s time, grew the fintech organisation to become one of the largest and fastest-growing financial services networks in the country today.

Mr. Michael Ngo Dee, SVP of Supply Chain, Lazada Group

Michael Ngo Dee has been working for the past decade on mobile and web technologies with different types of organisations. Ngo Dee has been spending his time working at Lazada as senior vice president of supply chain in the Philippines, thinking a lot about operational disciplines, specifically on the creation and deployment of supply chain policies, first mile management and reverse logistics driving down the cost structures by breaking down the various functions within the chain and reducing friction between each cog.

Mr. Theo Nassiokas, Director, APAC Cybersecurity at Barclays

A technology risk- and regulatory-focused security leader with over 20 years of diverse experience, with accountability ranging from law enforcement and criminal intelligence to risk and security strategy and policy development and implementation within government and more recently, financial services organisations across Asia Pacific. An acknowledged authority in the areas of security, risk, compliance and e-fraud, Nassiokas has publicly spoken on these topics on many occasions.

Mr. Dante Fuentes, Group Chief Compliance Officer - Security Bank

Dante Fuentes is the group chief compliance officer of Security Bank Corporation and has direct oversight of the non-bank financial institutions which are subsidiaries and affiliates of Security Bank Corporation. He is also the president of the Association of Bank Compliance Officers, Inc. (ABCOMP) since 2005 and presided over the Association of Certified Fraud Examiners-Philippine Chapter (ACFE - Philippines) from 2014 to 2017. He is a senior adviser to the Good Governance Advocates and Practitioners of the Philippines (GGAPP) since 2013 and vice chair for the Banking Sector, National Risk Assessment in 2015 and 2017. Fuentes is also a certified public Accountant, certified fraud Examiner, and certified anti-money laundering (AML) specialist.

Mr. Mario Jordan "Magellan" Fetalino III, Founder and CEO, Acudeen Technologies

Mario Jordan "Magellan" Fetalino III is the founder and chief executive officer of Acudeen Technologies, Inc., an online peer-to-peer marketplace for receivable discounting in the Philippines, regarded by International Data Corporation as one of the top ten fastest growing fintechs in the Philippines. Fetalino created a facility that provides accessible financing to under banked SMEs in the Philippines by letting them sell their receivables from multinationals and blue chip companies to Acudeen's financing partner network. Previously, he served as vice president for digital communications of the international medical publication, Medical Observer, and led the company to two international citations for outstanding services and publication. He also served as the chairman of the board of The Global Filipino Investors, one of the biggest financial education companies in the Philippines.

Mr. Lito Villanueva, Managing Director, FINTQnologies

Villanueva has over 20 solid years of experience in the fields of banking, payments and telecommunications industries. He started the financial technology (fintech) business in the PLDT Group in 2013 with consumer-centric and demand-driven digital financial innovations. So far, it merited more than 30 global and regional accolades, including being cited as one of Asia's 100 Fintech Leaders, the first and only Filipino included in such list. Prior to his current role as managing director of FINTQ (pronounced as fintech), the financial technology arm of Smart's Voyager Innovations under the PLDT Group, he started his career with the economist intelligence unit (EIU) as its associate editor, then with Landbank as one of the pioneer global banking officers when it established its overseas remittance business. This was followed by his stint at the International Finance Corporation of the World Bank Group as consultant focusing on mobile money transfers in Mongolia. He was then invited by Visa to be the lead in customer strategy and market activation on global mobile payments covering 35 markets in Africa, Asia, Latin America, and Eastern Europe. He was elected member of the Asia Board of the Mobile Ecosystem Forum, a global trade body based in London.

Mr. Mikko Perez, Founder and CEO, Ayannah

Mikko Perez is the founder/chief executive officer of Ayannah, a pioneer in providing affordable and accessible digital financial services for the emerging middle class. Prior to this, Perez was part of the founding team of Chikka, a mobile instant messaging start-up, and helped expanding it to China, India, Japan and the US prior to Chikka's acquisition by PLDT. Prior to this, he worked as a private equity fund manager in Singapore and an investment banker at JP Morgan in San Francisco. Having begun his career as a community organiser, helping build social enterprises in rural Philippines, Perez remains actively involved in initiatives that support social entrepreneurship and sustainable development.

Ms. Natividad “Nabbie” N. Alejo, Chairman, BPI Direct BanKo

Natividad Alejo is the chairman of BPI Direct BanKo, Inc. (BanKo). Prior to this post, she served as president of BPI Family Savings Bank. She had also served as head of BPI’s retail clients segment group, overseeing the bank’s relationship with all retail clients, including private banking and overseas Filipino clients. As head of retail, Alejo was responsible for managing the bank’s extensive branch network. Alejo joined BPI in 1979, when the bank acquired Commercial Bank & Trust, and worked in the corporate planning department and as president of BPI Capital Corporation. She then took on a senior management role in the bank’s retail banking business beginning 2007. She was also president of the Investment House Association of the Philippines from 2004 to 2006.She is currently head of the bank subsidiary, BPI Direct BanKo, that is the focal point for the group's financial inclusion initiative.

Ms. Jovilyn Cotio, Supply Chain Finance Consultant, Asian Development Bank (ADB)

Cotio works with corporates and financial institutions to deliver supply chain finance solutions to small and medium-sized enterprises in developing Asia. Prior to joining ADB, she worked across varied roles in different industries including sourcing and people relations for a manufacturing start-up, credit management & business planning for a Japanese bank.

Ms. Pia Bernadette Roman Tayag, Director, Inclusive Finance Advocacy Office and Concurrent Head, Financial Consumer Protection Department Bangko Sentral ng Pilipinas

Tayag, is involved in the overall financial inclusion work of the central bank particularly in the areas of policy and regulation, capacity building, advocacy, and relationship building. She also oversees the bank’s principal consumer protection unit that ensures the protection of financial consumer rights by formulating related policies and standards, assessing supervised financial institutions’ adherence to the said standards, and implementing financial learning program and the central bank’s consumer assistance mechanism. Under her leadership, the inclusive finance advocacy staff was a recipient of the 2013 Presidential Lingkod Bayan Award in recognition of the team’s exceptional performance that had a nationwide impact on public interest. In the same year, Tayag was also recognised as Manila 40 under 40 leader in international development.

Mr. Foo Boon Ping, Managing Editor, The Asian Banker

Foo Boon Ping manages the Asian Banker publication business and engages practitioners, customers,partners and media on critical issues that impact the industry. He has more than 19 years of experience in the banking and financial services industry, specialising in strategic branding, marketing communications and consumer insight. Prior to The Asian Banker he was at United Overseas Bank (UOB), covering Singapore and key markets in the region, such as China, Indonesia, Malaysia and Thailand.

Mr. David Gyori, CEO, Banking Reports

David Gyori is a globally renowned FinTech consultant, trainer, author and keynote speaker. He is CEO of Banking Reports Ltd London, providing top quality ‘FinTech Training for Bankers’ all over the world. In addition, Gyori holds a number of key international positions: He is founding member of the World FinTech Association as well as member of the panel of judges of the European FinTech Awards. He is co-author of ‘The FINTECH Book’, published by Wiley and Sons in 2016, quickly becoming a global category best-seller. Gyori is faculty member of the Retail Banking Academy (London), one of the most prestigious banker-training facilities globally. He serves on the advisory board of multiple FinTech companies in the United Kingdom.

Mr. Richard Hartung, International Advisor, The Asian Banker

Richard has over 20 years of experience in the payments and consumer financial services industry, primarily in the Asia Pacific region. Following work in retail banking in California and a short stint in government, Richard was part of the team that started up retail banking for Citibank in Japan. Richard joined MasterCard in 1993 and headed up Operations & Systems for the Asia Pacific region. He moved to Keppel TatLee Bank in 1999 and launched a new credit card program that became profitable in just over 1 year. He then managed the integration of Keppelcard into OCBC Bank and was the Card Center Manager at OCBC. Richard set up Transcarta (formerly AsiaPay Solutions) in May 2002 and focuses on assisting cards and payments companies with strategy, operations process enhancement, merchant acquiring risk management, market entry research and other cards business practices.

Ms. Neeti Aggarwal, Senior Research Manager, The Asian Banker

Neeti Aggarwal heads the technology research practice at The Asian Banker. With over 14 years experience in research and publication industry, she specialises in banking research and technology developments across Asia-Pacific, Middle East and Africa. She earlier worked for five years at The Economic Times, India’s largest selling financial daily. Aggarwal is a CFA Charterholder from CFA Institute USA, and an MBA (Finance) from India.

Mr. Mark Perez, Head, Retail Banking Group, Metropolitan Bank & Trust Company

Mark Perez has been Metrobank’s retail banking group head since January 2013. He supervises retail product management, direct banking channels, decision management and customer analytics, as well as quality and customer experience. In his 20-year career, he served as branch operations and services head of Citibank (Philippines) and held various other senior positions at Metrobank. He also worked with Accenture Manila Consulting Office’s financial services practice from 1998 to 2002 leading branch reengineering, data warehouse, balanced scorecard, and sales transformation projects with banking clients. Perez has also been director and executive committee member of BancNet since April 2013.

Mr. Anthony Thomas, President and CEO, Mynt

Anthony Thomas is currently the president and CEO of Mynt in the Philippines. He joined Mynt as COO in 2015 as part of the founding leadership team, and was directly responsible for the financial services vertical. Anthony also oversaw Mynt’s Agent Network, Bank and Remittance partnerships as cash-in channels for the GCash Wallet as well as Mynt’s Data initiatives. Prior to Mynt, he was with Citibank’s Global Consumer Group for 17 years across Asia, Latin America and the US. His experience spans Consumer Lending, Cards and Wealth Management.

Mr. George Tardio, Officer-In-Charge, National ICT Planning Division, Department of Information and Communications Technology

Mr. Nick Hungerford, Founder, Nutmeg and Venture Partner, Portag3

Nick is the co-founder of Nutmeg, Europe's first and largest robo advisor and regarded as one of the world's leading experts in Financial Technology innovation and entrepreneurship.Nick worked at Barclays in the areas of product, banking and wealth management and was also adivisional director at Brewin Dolphin. He has been a guest lecturer at academic institutions including Harvard, Stanford and London Business School. Nick is a UK Ambassador for technology and has represented UKTI and DIT around the world, promoting the benefits of doing business in and with Britain. He was a founding director of Innovate Finance, the independent association representing companies in the FinTech sector, and a member of the FCA's Financial Advice Markets Review expert advisory panel. Nick is Chairman of Hulgrave Ltd, a Senior Advisor to Portag3 Ventures, non-executive Director of Multiply Ltd and a board observer of Neat Corporation, the first digital bank in Hong Kong. Nick lives in Singapore and is involved in the WMI's development of a new curriculum for industry professionals.

Mr. Raymundo Roxas, President, Rizal Microbank, Rizal Commercial Banking Corporation

Capt. Carlos Ely Tingson, Cyber Security Adviser, National Security Council, Office of the President of the Philippines

Mr. Mamerto Tangonan, Chief of Party, USAID / E-PESO Activity

Mr. Mamerto Tangonan is a digital financial services expert with over 20 years of experience leading projects that helped advance digital payments and financial inclusion across Southeast Asia and East Africa. His career spanned across the financial services, mobile telecommunications, IT, consulting, and development industries, with expertise in operations, technology, agricultural finance, business development and project management. He is currently the chief of party of USAID/Philippines’ E-PESO Activity that supported the development of the National Retail Payments System being implemented by the BangkoSentralngPilipinas. Prior to joining USAID/E-PESO Activity, he has held senior management and consulting roles in International Finance Corporation Indonesia, Mercy Corps, DAI, PT Smart Telecom, Globe Telecom, Accenture, and ING.

Mr. Pramod Kumar, APAC Business Head, Newgen Software Technologies Ltd

Pramod is currently APAC business head of Newgen Software Technologies Ltd. He has a unique distinction of having leadership experience of 20+ years across IT industry, from heading the upstream R&D to product development. Also,marketing, corporate strategy &planning to the downstream direct sales &marketing. Pramod has diverse international experience working in APAC, Middle East and US, and has filed more than 30 patents & published 3 research paper. He has the expertise of leading digital transformation in multiple domains including banking and financial services, insurance,government and others.

Mr. Malek Mroueh, Vice President & Regional Head of the Asia, Middle East & Africa, TSYS

Malek Mroueh holds a Master of Engineering in Microelectronics and has more than 25 years of experience working in the cards and payments industry. He has an in-depth knowledge of global payment landscapes, the requirements of financial inclusion and the benefits of branchless banking. Malek has worked in several fields within the payments industry including payment solution design, payment cards consulting and has extensive knowledge of digital payment channels and tools. Today, Malek is the Regional Head & Vice President of the Asia, Middle East & Africa region in TSYS.

Mr. Ricardo Gonçalves, Head of APAC Intelligence, Barclays Group Chief Security Office

Ricardo has more than 17 years experiencing directing and implementing IT, Information Security and Cyber Threat Intelligence solutions within large scale. He is expert in Cyber Threat Intelligence, Cybercrime / Cyber Fraud, Threat Management, Security Automation / Orchestration, Network and System Security and Solution Architecture. Ricardo joined Barclays in 2017 to head their APAC security intelligence efforts. Before that, Ricardo worked for the last 3.5 years with Commonwealth Bank of Australia shaping the internal cyber intelligence function and working next to the IR and Cybercrime teams. His tasks would range from executive communication to dissecting malware web-injects. A key aspect of his role was the creation of a solid (and fruitful) network between law enforcement, industry peers, and internal business stakeholders.

Mrs. Tina Stockdale, EVP & Chief Transformation Officer, Security Bank

Tina is currently the executive vice president and chief transformation officer of Security Bank. She has over 29 years of working experience in senior position roles, in companies such as, TransUnion Information Solutions Inc. (Philippines), ANZ Global Services and Operations, Intelenet Global Inc (Philippines)., Household International / Hong Kong Shanghai Banking Corporation, Michigan Bell Telephone Company, and Skyway Precision Manufacturing. She attended the EMBA of Harvard Business School.

Mrs. Joyce L. Suficiencia, Acting Deputy Director, Inclusive Finance Advocacy Office, Bangko Sentral ng Pilipinas

Joyce is currently the acting deputy director at the Inclusive Finance Advocacy Office (IFAO) of the Bangko Sentral ng Pilipinas (BSP). She is deeply involved in various initiatives to drive the BSP's financial inclusion agenda forward. She handles policy development and advocacy work with a particular focus on inclusive digital finance, MSMEs and agriculture financing. Joyce joined the BSP more than 15 years ago as a bank examiner. Prior to her current assignment, she was involved in the strategy management and enterprise project management implementation of the BSP.

Mrs. Cyn-Young Park, Director of the Regional Cooperation & Integration Division, Economic Research Department, Asian Development Bank

Cyn-Young Park is the director of the Regional Cooperation and Integration Division in the Economics Research and Regional Cooperation Department of the Asian Development Bank (ADB). In her current capacity, she manages a team of economists to examine policy issues related to regional cooperation and integration (RCI) and develop strategies and approaches to support RCI. During her progressive career within ADB, she has been a main author and contributor to ADB’s major publications including Asian Development Outlook (ADB’s flagship publication), Asia Capital Markets Monitor, Asia Economic Monitor, Asia Bond Monitor, and ADB Country Diagnostic Study Series. She has also participated in various global and regional forums including the G20 Development Working Group, Association of Southeast Asian Nations (ASEAN), ASEAN+3, Asia-Pacific Economic Cooperation (APEC), and Asia-Europe Meeting (ASEM). Prior to joining the ADB, she served as Economist at the Organisation for Economic Cooperation and Development (OECD).

Mr. Michael Singh, Co-Founder/CEO, Asiakredit

Michael is the co-founder and CEO of AsiaKredit. Currently overseeing the company’s operations, focusing on strategic planning, investor relations, business development and regional expansion.Prior to AsiaKredit, he has was the head of retail product / marketing and group cross-sell strategy at RCBC, VP at Cards Group andSubprime Mortgage Group at HCBC in North America. As a serial entrepreneur with more than 20 years’ experience in marketing, strategy and business development, Michael has co-founded three ventures to date,successfully launching and selling the first and largest (at-the-time) Philippine auction website (pinoyauctions.com) to ABS-CBN, the Philippines's largest entertainment and media conglomerate.

Mr. Jong Woo Kang, Principal Economist at the Regional Cooperation and Integration Division, Economic Research and Regional Cooperation Department, Asian Development Bank

Dr. Jong Woo Kang is principal economist at the Regional Cooperation and Integration Division in the Economic Research and Regional Cooperation Department of the Asian Development Bank. (ADB). He was senior advisor to the managing director general of ADB and senior economist at the Strategy and Policy Department in ADB. He has published articles in economics journals on topics such as regional integration, inclusive growth, macroeconomic and international trade policies and aid effectiveness. Before joining ADB, he was director at Ministry of Finance and Economy of Korea until 2006.

Mr. Antonio Maramag, SVP and Head of Branch Banking Sector – Marketing Group, Development Bank of the Philippines

Antonio is presently senior vice president and marketing head for branches at the Development Bank of the Philippines. He previously headed the marketing functions in China Bank, China trust and Standard Chartered - all in the Philippines. In addition to his group marketing role at DBS Bank in Singapore, he started his career in consumer marketing in Procter & Gamble (Philippines). He holds an MBA from the University of Chicago Booth School of Business.

Mr. Justo Ortiz, Chairman,Union Bank of the Philippines

Dr. Justo is currently the chairman of Union Bank of the Philippines, Blockchain Association of the Philippines, City Savings Bank, Inc., Union Properties and Philippine Payments Management, Inc.. He serves as Board of Trustee of Insular Life Assurance Company as well. Prior to CEO of Union Bank from 1993 to 2017, he had accumulated diverse management and financial experience while working as director at Aboitiz Equity Venture, Bankers Association of the Philippines, and BancNet. Likewise, he worked as managing partner for Global Finance and country executive for Investment Banking at Citibank.During his term as CEO, was in charge of creating new and innovative ways to move the banks’ strategies forward and was awarded Asia’s Best CEO Award.

Mr. Dennis D. Omila, EVP & Chief Information Officer, Union Bank of the Philippines

Dennis D. Omila holds the position of executive vice president and chief information officer of the Bank. Previously, he was the former senior vice president of the infrastructure engineering and service operations cluster of Globe Telecom, Inc. During his career, he has obtained different certifications that have led to the success of different strategies,these certifications include, Certified Information Systems Security Professionals (CISSP), Certified Check Point Security Instruction (CCSI), Certified Check Point Security Engineer (CCSE), Certified Check Point Security Administrator (CCSA). Prior to this, he was the President and COO of NetX Technology Solutions, Inc.

Mr. Roland Oscuro, Senior Vice President, Chief Information Security Officer and Head of Enterprise Security Group, Philippine National Bank

Roland is currently senior vice president, chief information security officer and head of Enterprise Security Group at Philippine National Bank. Roland was hired as IT Consultant on November 2, 2003 and became the First Vice President and Head of Network Management Division of Information Technology Group on regular basis in May 2004 prior to his present position. He was the Operational Support System Group Manager of Multi-Media Telephony, Inc. (Broadband Philippines) prior to joining PNB. He took and passed the Information Systems Audit and Control Association's (ISACA) Certified Information Security Manager (CISM) certification and currently completing documentation for the said certification.

Ms. Margarita Lopez, FSVP and Head of Digital Banking Group, Rizal Commercial Banking Corporation

Ms. Lopez is FSVP and head of digital banking group at RCBC since June 2016. She has over 30 years of experience in business operations, processes, products, brand, accounts, and technology management in the banking and insurance sectors. She was a member of the Board of Directors, corporate vice president and Asia head of digital of Manulife Financial. She was also connected in various capacities with Philippine AXA Life, Philippine National Bank, and United Coconut Planters Bank as well as multinational business consulting firms.

Mr. Alex Chan Lim, Country Manager Philippines, MoneyGram

Alex joined MoneyGram International in April 2011 as Philippines country manager. Alex leads all in-country efforts in this important remittance country and focus on managing relationships and growing MoneyGram’s network, products and market share. Alex represents MoneyGram with regulators and builds relationships within government agencies which support and manage the Overseas Filipino Workers program. In addition, he develops corridor plans aligned with send markets that tap into the global remittance market. Prior to joining MoneyGram, he was the Philippines country manager of Ausenco Asia, an energy and resources engineering firm. Likewise, he held senior management roles with Advantek, DHL and Levi Strauss involved in both the planning and development of the businesses - domestically and for the broader Asia Pacific region.

Mr. Israel Keys, Founder and CEO, Bloom Solutions

Israel Keys is the founder and CEO of Bloom - a financial technology startup providing modern blockchain solutions to money transfer businesses and financial institutions. Israel is an entrepreneur with a background in technology startups and international humanitarian aid. Hailing from Australia, he spent the last ten years abroad working on everything from rural communities in Mozambique, to technology startups in Boston, USA. Israel holds a Masters in Public Administration from Harvard University’s Kennedy School of Government.

Mr. Alexander Capulong, Head of Sales, First Circle

Alexander currently serves as head of sales at First Circle. In between the day-to-day responsibilities of managing the sales team, he also provides input to the partnerships team while being deeply involved in multiple business development projects spread across different stakeholders in other business units. He continues to develop insight into the economy through broad exposure to the B2B SMEs, fellow startups, and corporate executives.

Mr. Albert Christian Go, Founder and Country Head of Philippines, BeamAndGo

Albert is the co-founder of BeamAndGo and serves as the country head of Philippines. He oversees the corporate strategy, business development, and marketing. He has more than 12 years of experience in financial services, technology, corporate communications and consumer marketing. Prior to BeamAndGo, Albert was the corporate citizenship programme manager at GE Money Bank and was head of corporate communications at the New Life Community Services, a non-profit organization in Singapore. Throughout his professional career, Albert has accumulated hands-on experience working with marginalized communities in the Philippines and Singapore. Front and centre of his advocacies is the empowerment of Overseas Filipino Workers (OFW) and financial inclusion for migrant workers.

Mr. Mark Vernon, President & Founder, Tagcash

Mark is the president & founder of Tagcash Ltd, which has an Electronic Money Issuer license (EMI), issued by the BSP. He also serves the vice chairman and treasurer of Fintech Philippines Association and vice chairman of Philippine Association for Digital Commerce and Decentralized Industries. Prior to Tagcash, he has dedicated the last 30 years of his career to serial tech entrepreneurship and angel investing.