Mr. Christian Linting, Founder & CEO, Wallezz Finansial Teknologi

Christian Linting is the founder and chief executive officer (CEO) of Wallezz Financial Teknologi, a fintech who envisions a sustainable cashless society in Indonesia, where cash is still fundamental. Linting founded Wallezz with the aim to develop a smart city, following the strategies of improving local government revenue by digitising their channel collection revenue, digitising the local government business permit application to accelerate investment and create new jobs for the local citizens, digitising and empowering Bank Sampah (Waste Bank) to encourage the local communities to keep the environment clean, and reducing cost by implementing green tech like LED Lamp or renewable energy, among others. Linting has more than 13 years of experience in Telco and Digital Network Operations, Digital Business and management at Telkomsel, the biggest telecommunications and digital provider in Indonesia and South East Asia.

Mr. Harshit Jain, Senior Vice President and Global Head-Transaction Banking and Digitization Business, Nucleus Software

Mr. Harshit H Jain is an experienced Corporate & Investment Banking and Business Technology professional, with expertise in setting up Global Transaction Services (GTS) and developing, managing, commercializing and delivering complete GTS Products suite so as to delight Corporate/SME/FI Customers with customer-centric and innovative solutions. His rich career spanning over 3 decades started with Wipro Information Technology (India) before he moved into banking (first in Technology and then in Business roles of increasing responsibilities) with stints at Bank of America (India), Standard Chartered (UAE), Emirates NBD (UAE), RAK Bank (UAE) and Mashreq Bank (UAE). He had also setup innoVention Solutions (UAE) as a boutique Consulting and Training firm when bitten by the entrepreneurial bug while in Dubai. Having joined Nucleus Software (India) based in Mumbai as Managing Consultant, he has moved up to take on the role of SVP/Global Head - Transaction Banking and Digitization Business with P&L responsibilities for the product suite FinnAxia encompassing Sales and Customer Advocacy, Product Management, Implementation and support. Besides the Product P&L responsibilities, his mandate is to provide thought leadership and advisory services to our bank and non-bank financial institution customers/prospects and help drive their FinTech-collaborative and holistic Digital Transformation agenda. A Computer Science graduate from BITS, Pilani and an MBA from IIM, Ahmedabad, Harshit is a Certified International Cash Manager (CertICM) from The Association of Corporate Treasurers, UK since 2011 and was a Founder member of The Association of Corporate Treasurers Middle East Chapter in 2007. He has been a SWIFT Innotribe Jury member since its inception in 2009 and an Advisory Board member of the University of Dubai since 2006. He has published articles in reputed Corporate Treasury magazines as well as magazines focused on SMEs, besides having taken courses for MBA and Undergraduate students at prestigious Universities such as Hult International Business School, S P Jain School of Global Management and University of Wollongong in Dubai.

Mr. David Gyori, CEO, Banking Reports

David Gyori is a globally renowned FinTech consultant, trainer, author and keynote speaker. He is CEO of Banking Reports Ltd London, providing top quality ‘FinTech Training for Bankers’ all over the world. In addition, Gyori holds a number of key international positions: He is founding member of the World FinTech Association as well as member of the panel of judges of the European FinTech Awards. He is co-author of ‘The FINTECH Book’, published by Wiley and Sons in 2016, quickly becoming a global category best-seller. Gyori is faculty member of the Retail Banking Academy (London), one of the most prestigious banker-training facilities globally. He serves on the advisory board of multiple FinTech companies in the United Kingdom.

Mr. Jackal Ma, Co-Founder & Partner, Tongdun Technology

Co-Founded Tongdun Technology (formerly known as Fraudmetrix), pioneering in application of Big Data technology into daily business with his “Cross Industry Joint Defense” concept. He has 30 years working experience covering North America, Australia, Asia and Europe. Seasoned technology and business executive in Asia, with previous experience including. Advisor and consultant at various business/technology transformation initiatives such as Citibank, HSBC, Standard Chartered, PingAn Insurance, China Construction Bank and Pudong Development Bank. Appointed as Advisory consultant for various country level initiatives in China including Ministry of Industry and Information Technology, National Development and Reform Committee. Born in Hong Kong, with a Bachelor degree in Electrical and Electronic Engineering from University of Hong Kong, and an Executive MBA degree from China’s Top Business School Chang Kong Graduate School of Business.

Mr. Tyler Aveni, Head of International Partnerships, Products & Innovation, WeBank (Tencent)

Mr. Aveni is currently a senior product manager at WeBank, Tencent’s affiliate bank and the first online and privately owned bank in China, where he is responsible for oversees cross-border collaboration and the development of innovative products using emerging technologies. Prior, he was the lead China analyst for the Consultative Group to Assist the Poor (CGAP), housed at the World Bank Group. He was also the Country Director for SuperCharger FinTech accelerator, where he expanded Hong Kong’s leading program for fintech startups to Malaysia by building a local team and developing strategic partnerships with local institutions. Prior to that, he was Co-country director for Planet Finance in Beijing, a non-governmental organization focused on improving financial services for micro-entrepreneurs and small/medium-sized enterprises.

Mr. Chris Skinner, Author & Commentator

Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book Digital Bank and its new sequel ValueWeb. He is Chair of the European networking forum The Financial Services Club and Nordic Finance Innovation, as well as being a Non-Executive Director of the Fintech consultancy firm 11:FS. He is on the Advisory Boards of many companies including Innovate Finance, Moven and Meniga, and has been voted one of the most influential people in financial technology by the Wall Street Journal’s Financial News.

Ms. Renu Satti, Managing Director and CEO – Paytm Payments Bank

Renu Satti is the Managing Director and CEO of the Paytm Payments Bank. She has served on the company’s executive team, overseeing emerging business sectors for the company. Renu joined Paytm’s parent company One97 in 2006. Over her decade long association, she handled critical business roles in emerging businesses like Online-to-Offline Commerce and Movie and Events ticketing, driving strong growth in newly-launched verticals and establishing set processes to build rapidly scalable business models.

Mr. Vipin Kalra, Chief Executive Officer, BankBazaar International

He has over 25 years of extensive experience in general management, sales and marketing in global payments, transactional business, digital and online retail sector, and emerging technology areas. In his most recent executive role in Visa Inc., This followed his experience being Visa’s Country Manager for Australia, where he was instrumental in not only doubling revenue over a three-year period, but also making Australia a leading global market for payment innovation. He brings significant global industry expertise and an innate understanding of Asia Pacific markets, which is vital in propelling BankBazaar’s expansion plans.

Mr. Jaspar Roos, Chief Inspiration Officer 2SQRS & CEO, Ventur.es

Jaspar Roos is a renowned authority in the field of innovation & transformation and cofounder of several companies in Europe. Currently, he is cofounder and board member of 2SQRS (www.2sqrs.com) and startup & trends research platform Ventur.es,. Prior to this, Jaspar had been the Chief Inspiration Officer for ABN AMRO Bank and XL family for over ten years. During those years, Jaspar became one of the pioneers in themes as human technology, innovation culture and crowdfunding. 2SQRS unlocks digital growth for companies and has launched a EUR 35 mln growth fund for tech scale up.

Mr. Ajay Mathur, VP Director, Retail Banking & Wealth Management, ANZ, Indonesia

Ajay is a career consumer banker with 24 years of experience across different banks, he joined ANZ Indonesia since 2011, as VP Director – Retail and Wealth ANZ, Indonesia. Prior, he was the Head of Retail Banking, Royal Bank of Scotland (RBS) in Singapore and prior to this role, Ajay worked with ABN AMRO Bank NV in India as SVP, Head Preferred Banking & Business Banking as well he was the Regional Sales Head, Bank of America, India.

Mr. Aidil Zulkifli, CEO & Founder, UangTeman

Aidil Zulkifli founded UangTeman in 2015 and is currently serving as chief executive officer (CEO). Zulkifli believes in leveraging data as a way to disrupt the delivery of banking and financial services products and services to the emerging markets of Southeast Asia. He believes that banking and financial services model will eventually be unbundled so that consumers will enjoy a more cost-effective, efficient and transparent financial experience. At UangTeman, Zulkifli is working with his team to build a pan-regional Southeast Asian financial services platform that democratizes access to financial services for all segments of society. Zulkifli is also a consultant from Caesar Legionnaires Holdings Ltd, an independent consulting firm for things related to venture, fintech, lendtech, and online lending as an asset class.

Mr. Dickie Widjaja, CIO, Investree, Indonesia

Dickie joined Investree Indonesia as Chief Information Officer to help add sophistication to financing activities in Indonesia to conversely make them simpler and easier to engage. Prior, he was Head of e-Channels portal at AstraWorld, and responsible for managing automotive customer web content and operations for the entire Astra Group. Aside he became a Technical Advisor to serval large companies, including Purple Analytics Asia as Head of Business Development.

Mr. Supriyanto, Supriyanto, VP, Head of IT Operation, BT Bank BTPN

Supriyanto is VP, head of IT operation at BT Bank Tabungan Pensiunan Nasional, Tbk. He contributed in expanding the IT operational plan within the bank, which includes upgrading the core banking system, designing and building a new data center. Prior to his position, he served in several key positions for PT. Direct Vision, Bank Syariah Mega Indonesia, PT. Satkomindo Mediyasa and Bank Universal. He received his MBA from Gunadarma Universty in 2002 and his Bachelor degree from Diponegoro University in 1997.

Mr. Richard Hartung, International Resource Director, The Asian Banker

Richard has more than 20 years of experience in the payments and consumer financial services industry, primarily in the Asia Pacific region. Following work in retail banking in California and a short stint in government, Richard was part of the team that started up retail banking for Citibank in Japan. Richard joined MasterCard in 1993 and headed up Operations & Systems for the Asia Pacific region. He moved to Keppel TatLee Bank in 1999 and launched a new credit card program that became profitable in just over 1 year. He then managed the integration of Keppelcard into OCBC Bank and was the Card Center Manager at OCBC. Richard set up Transcarta in 2002 and focuses on assisting financial services companies with strategy, payments training programs, operations process enhancement, merchant acquiring, market entry and other business practices. He is also a freelance writer for The Asian Banker, Today, GTNews, Challenge and OOSKAnews.

Mr Andreas Kurniawan, EVP, Retail Business Development, OCBCNISP Bank

Andreas Kurniawan is Executive Vice President in charge of Retail Business Development for OCBCNISP, where he is leading the development of transformational customer experience across online, mobile, ATM and branch. Andreas Joined OCBCNISP in 2012, He was successfully doubling mobile banking users, instrumental in developing Omni channel platform in OCBCNISP and awarded Mobile Banking Initiative of the Year from Asian Banking & Finance Magazine Singapore in 2015 and 2016. Prior, he was working as SVP, Retail Bank Segment Marketing Head.

Mr. Indrasto Budisantoso, CEO and Founder Jojonomic

Asto is the CEO and founder of Jojonomic, a financial technology company. Among Jojonomic's products is a mobile expense management solution, the firstone in Southeast Asia. Prior to Jojonomic, Asto was the CEO and country head of Groupon Indonesia. And before that he was a management consultant at The Boston Consulting Group.

Mr. Karaniya Dharmasaputra, Co-founder & Chairman, Bareksa.com, CEO, KMK Digital Media Group

Mr. Sushil Tyagi, Executive Director, CRMNEXT

Sushil has over 20 years of experience working in BFSI IT solutions domain handling top management and general management positions. He has extensive International experience in SEA, Middle East, Africa, India and CIS and Europe markets. Leading in strategy, sales and distribution management, marketing, cross functional initiatives, policy and process re-engineering, successfully leading the ability to win in the market place with strategic thought leadership in line with the shareholders interest and objectives.

Mr. Amir Mirza, Executive Vice President – Head of Cash Management, Bank CIMB Niaga

Amir Mirza has been the executive vice president and head of cash management for Bank CIMB Niaga, where he has been serving since 2009. Prior to that, he was the vice president and head of cash management at the Jakarta branch of Deutsche Bank for ten years. Mirza started his career as a system analyst and product manager at TriklinRekatama, a software developer company that provides enterprise application creation services, with competences in Telco Operational and Billing Support System (OSS/BSS), Payment System Point to Host, Procurement and Inventory, Loan Originating System (LOS), and Supply Relationshiop Management System.

Mr. Foo Boon Ping, Managing Editor, The Asian Banker

Boon Ping manages The Asian Banker publication business and engages practitioners, customers, partners and the media on critical issues that impact the industry. He has more than 19 years of experience in the banking and financial services industry, specializing in strategic branding, marketing communications and consumer insight. Prior to The Asian Banker, he was at United Overseas Bank (UOB), covering Singapore and key markets in the region, such as China, Indonesia, Malaysia and Thailand.

Mr. Malek Mroueh, Vice President & Regional Head of the Asia, Middle East & Africa

Malek Mroueh holds a Master of Engineering in Microelectronics and has more than 25 years of experience working in the cards and payments industry. He has an in-depth knowledge of global payment landscapes, the requirements of financial inclusion and the benefits of branchless banking. Malek has worked in several fields within the payments industry including payment solution design, payment cards consulting and has extensive knowledge of digital payment channels and tools. Today, Malek is the Regional Head & Vice President of the Asia, Middle East & Africa region in TSYS.

Mr. Yoyo Cahyadi, Senior Vice President, Treasury Head, Bank Tabungan Pensiunan Nasional (BTPN)

Yoyo Cahyadi is currently the senior vice president and treasury head at Bank Tabungan Pensiunan Nasional (BTPN), where he manages all treasury units, including money market, foreign exchange, fixed income, and assets and liability. He also monitors the funding, cash flow, and risk indicators related to treasury and liquidity. Prior to that, he was an associate director and treasury head at Bank Sinarmas. He has also held several roles at Bank Mandiri such as forex and derivative dealer. Cahyadi is currently a member of the Association Cambiste International(ACI) Financial Markets Association (FMA) Indonesia since 2012, a treasury dealer association in Indonesia. He is also a faculty member from Bina Nusantara (Binus) University, where he works as a part time lecturer for banking, finance, capital markets and trading related subjects.

Mr. Karthik Iyer, CEO, Founder & Chairman, BlockchainMonk

Karthik Iyer is a globally recognized expert in Blockchain and fintech. He is the India ambassador of the world’s largest think tank on decentralized technologies such as the Blockchain, and P2P. He is the Founder of India’s first end-to-end Blockchain and Cryptocurrency Research firm BlockchainMonk. He spent over a decade in Scandinavia and he advises and mentors various Blockchain, DAO & AI companies around the globe. Karthik is a serial entrepreneur and founded India’s first applied Artificial Intelligence and social discovery company in the matching space. He has a broad array of skills in over a dozen technologies and has built, scaled and deployed cutting edge fintech solutions for fortune 100 companies; Karthik worked for leading technology firms such as Red Hat, Novell, Sun Microsystems and advised CXO's of global banks in technology strategy and scaling. He has been researching DLT’s since 2009 at the P2P Foundation.

Mr. James Wong, Founder & Director of Business Development, Jirnexu; and CEO of Pt. KreditGoGoInformatika

James Wong is the founder and director of Business Development at Jirnexu, and the CEO of Pt. KreditGoGoInformatika, a fintech company providing range of attractive solutions directly to the retail market on behalf of Indonesia’s largest licensed financial institutions. Wong has a total of 18 years of professional experience, of which 9 years has been focused in two start-ups, The Marathon Shop and Jirnexu. He shares his passion and knowledge for technology and marketing, from experience gathered from the industry, including small and medium enterprises (SMEs), multinational corporations (MNCs) and Fortune 500 companies.

Mr. Dinesh Verma, Vice President and Head, Product Management - Transaction Banking, Nucleus Software

Dinesh Verma is an experienced corporate and transaction banking professional with expertise in devising and commercializing structured transaction banking solutions across various customer segments; corporates and banks. His professional experience includes Retail Banking, Payments & Cash Management (PCM), Trade Finance, Supply Chain Financing, Account Management, Banking, Product Management/Development and Process consulting for Core Banking, Transaction Banking/Cash Management, Internet and Mobile Banking solutions. In his career spanning over 2 decades, both as practicing banker and a technology solution provider, he has delivered large transaction banking programs across multiple geographies/banks. In his present role, Verma heads Product Management & Solution Consulting for Corporate Banking Solutions for Nucleus Software and regularly engages with senior bankers at global, regional or country level; across product, sales, operations, risk, technology, credit & finance. He has significant exposure and skills to manage cross cultural challenges that arise while engaging with clients, colleagues and delivery partners across regional engagements.

Ms. Angelica Anton, Ex-NASA, one of the top Women in Fintech Powerlist, Oxford graduate, and Founder & Managing Partner at SILK Ventures

Ex-NASA, one of the top Women in Fintech Powerlist, and Oxford graduate, now heads up a $500m tech fund, Angelica Anton is the founder and managing partner of SILK Ventures, an investment and venture building company that backs technology scale-ups in their China market expansion; based in London, Silicon Valley and Shenzhen. As a participant in some of the key UK-China bilateral meetings and councils, Anton has played a formative role in the development of the “Golden Era” of investment relations and innovation-focused partnerships with Chinese corporations, investment firms and governments. Prior to founding SLIK, Anton was an investment advisor for the Chinese Government. Anton was president at Oxford Enterpreneurs and part of a NASA team of innovators in space settlement design. She was featured on Innovate Finance’s Women in Fintech Powerlist for the past two years, sits on the Board of the Confederation of Business Industry’s Innovation Council and has been recognised as a Forbes 30 under 30 in 2018.

Mr. Malikkhan Kotadia, Co-founder and Chairman, Finnovation Labs and Co-founder, Global Blockchain Advisory Foundation

Kotadia is a senior global banker, financial technology (fintech) expert, futurist, spiritualist, acclaimed author and community builder. In his 20-year-long career, he has managed global roles in leading multinational banks, run billion dollar businesses in various markets and driven key innovations in the financial services industry. He spent nearly 14 years at Citibank in varied roles in digital banking, e-payments and innovations, and was last SVP-global digital transformation. Prior to this, he headed digital marketing for the global consumer bank and the merchant payments product for Citi India. Kotadia is a passionate digital evangelist, futurist and and a sought-after keynote speaker, panellist and moderator at leading fintech, digital & emerging tech conferences across Asia Pacific. He is also mentor at a leading fintech accelerator in Singapore, and is advisor to some exciting global start-ups across fintech, IoT, AI, blockchain, big data and edutech.

Mr. Michel Hamilton, Chief Transformation Officer, Rabobank International Indonesia

Mr. Michel Hamilton is the chief transformation officer at Rabobank International Indonesia, with a mandate to accelerate changes through four pillars: business strategy, process excellence, digital and automation, as well as data and analytics. His current focus is to significantly improve the bank’s operation effectiveness and efficiencies, transform it into a data-driven organisation and develop various new business strategies utilising digital as one of the key differentiators. Prior to that, he worked as director of data and analytics at Ernst &Young (EY), where he developed EY Indonesia’s data and analytics capability from scratch. He has also worked for Bank Commonwealth, Oracle and Accenture. Hamilton has more than 14 years of working experience, with deep exposure in banking, insurance, telecommunications and retail domain industries.

Mr. Leslie Lim, Co-founder, Cicil

Leslie Lim is the co-founder of Cicil, a Google Launchpad Accelerator start-up focused on promoting financial inclusion to Indonesian university students. Prior to Cicil, Lim worked on investment banking at Barclays Capital, in Singapore, and on the FX Derivatives desk in HSBC, Hong Kong. Lim holds an MBA from INSEAD and a bachelor’s degree with first Class honours from University College London.

Mr. Kaspar Situmorang, Executive Vice President, Bank Rakyat Indonesia

Mr. Kaspar Situmorang currently serves as executive vice president (EVP) of Bank Rakyat Indonesia (BRI). Prior to that, he was regional program manager at LotusFlare, a Silicon Valley hardcore Distribution Network Operator (DNO). Before that, he was head of partnership at Kata.ai, an Indonesian conversational artificial intelligence company with a focus on enhancing the understanding of human conversations, and improving the way humans collaborate with machines. Situmorang started his professional career at Ajinomoto, the biggest seasonings company in Indonesia. He has a demonstrated history of working in the computer software and telco industry, and is skilled with Analytics, Design, Thinking, Big Data, and Digital strategy execution.

Mr. Irwan M. Habsjah, Head of Foreign Affairs, Perbanas (Indonesia Banks Association)

Mr. Irwan M. Habsjah is the head of foreign affairs at Perbanas (Indonesia Banks Association). He has also been working for Bank Tabungan Pensiunan Nasional (Bank BTPN) since 2009, holding several roles, from independent commissioner to chairman of the Risk Monitoring Committee and member of the Remunaration and Nomination Committee. M. Habsjah has a long experience in the financial services industry and he has worked for several financial institutions, such as ING Bank NV, Bank Universal, Bank SusilBakti, American Express Bank, and Citibank. He started his professional career at Indonesia Overseas Bank (INDOVER Bank) as an analyst and executive trainee. M. Habsjah is currently involved in several social engagements, including the Indonesia-Benelux Association, which aims to facilitate, encourage and support business cooperation between Indonesia, the Netherlands, Belgium and Luxembourg.

Mr. Aidil Zulkifli, CEO & Founder, UangTeman

Aidil Zulkifli founded UangTeman in 2015 and is currently serving as chief executive officer (CEO). Zulkifli believes in leveraging data as a way to disrupt the delivery of banking and financial services products and services to the emerging markets of Southeast Asia. He believes that banking and financial services model will eventually be unbundled so that consumers will enjoy a more cost-effective, efficient and transparent financial experience. At UangTeman, Zulkifli is working with his team to build a pan-regional Southeast Asian financial services platform that democratizes access to financial services for all segments of society. Zulkifli is also a consultant from Caesar Legionnaires Holdings Ltd, an independent consulting firm for things related to venture, fintech, lendtech, and online lending as an asset class.

Mr. Amir Mirza, Executive Vice President – Head of Cash Management, Bank CIMB Niaga

Amir Mirza has been the executive vice president and head of cash management for Bank CIMB Niaga, where he has been serving since 2009. Prior to that, he was the vice president and head of cash management at the Jakarta branch of Deutsche Bank for ten years. Mirza started his career as a system analyst and product manager at TriklinRekatama, a software developer company that provides enterprise application creation services, with competences in Telco Operational and Billing Support System (OSS/BSS), Payment System Point to Host, Procurement and Inventory, Loan Originating System (LOS), and Supply Relationshio Management System.

Mr. Wimboh Santoso, Chairman, Otoritas Jasa Keuangan (OJK)

Elected chairman of the Financial Services Authority or Otoritas Jasa Keuangan (OJK) for 2017-2022. Santoso, the former president commissioner of state lender Bank Mandiri, started his new role at OJK by focusing on efficiency, maximizing the use of technology for educational purposes, surveillance and e-procurement. Prior to his tenure at Bank Mandiri, Santoso served as the head of Bank Indonesia’s New York representative office and, later, as executive director at the International Monetary Fund.

Ms. Elisa Majasari Halim, Transaction Banking Product Head, Bank Danamon Indonesia

Elisa Majasari Halim has been the transaction banking product head of Bank Danamon Indonesia since early 2015, covering Cash Product, E-Channels, and Trade Finance Product. Prior to Bank Danamon, Halim has been working for several financial institutions including United Overseas Bank (UOB) Indonesia, Bank Permata, Citi, The Bank of New York (BNY) Mellon and Bank Central Asia. She has more than ten years of experience in Transaction Banking, focusing in Cash Management with background in Trade Finance, Financial Institutions, Operations and Network, both in local and foreign banks. Halim has been closely working with some payment gateways and digital players in Indonesia for payment and collection solutions.

Mr. Adrian Gunadi, Co-Founder & CEO, Investree

Adrian Gunadi is the co-founder and chief executive officer (CEO) from Investree, a financial technology startup with the mission of matching people who want to lend money and people who want to borrow money. By creating Investree, he is putting all his banking experience to digitalize financial inclusion in Indonesia and help businesses and individuals. He has extensive network and relationships with financial institutions, state-owned enterprises (SOE), private sector, and regulators in Indonesia. Gunadi has over 18 years foreign and local banking experience in retail and wholesale, and strong specialization in Islamic Finance. Prior to Investree, he worked for Bank Muamalat Indonesia, the country’s second largest Islamic Bank with over 35% of market share, as Managing Director-Retail Banking for 6 years. He has also experience working at Permata Bank, Standard Chartered Bank and Citi. In 2017, Gunadi received the Indonesia’s Endeavor Enterpreneur Award in London.

Ms. Pandu Sastrowardoyo, Secretary General, Blockchain Association of Indonesia

Pandu Sastrowardoyo is the secretary general of Blockchain Association of Indonesia (ABI), Indonesia’s official blockchain association with the mission of promoting positive and healthy utilization, advancement and competitiveness of blockchain and blockchain applications in Indonesia. Sastrowardoyo is also a co-founder and member of the board of directors from Blockchain Zoo, an association of Blockchain experts, allowing project requirements, deliverables and compensation to flow between experts across the globe with unparalleled flexibility, transparency and security. Sastrowardoyo lives at the intersection of business and technology. Having led multinational teams in several companies, she has a strong passion to linking people, products, and processes to create new possibilities. She was the country leader of IBM’s first Expert Integrated System, PureSystems; a business manager for IBM ASEAN Lab Services.

Mr. Dinis Guarda, CEO & Founder, Ztudium; one of the 30 most influential people in the Blockchain space around the world

Dinis Guarda is an author, advisor, serial entrepreneur and founder/CEO of ztudium / blocksdna / lifesdna - multiple AI P2P, fintech, blockchain, search engine and PaaS in consumer wellness healthcare and life style with a global team of experts and universities. Dinis has advised and was responsible for some top financial organisations, 100 cryptocurrencies worldwide and Fortune 500 companies. He has worked on projects with the UN and governments, as well as a wide variety of financial, technology and consumer companies such as Reuters, MasterCard, P&G, Philips, Vodafone, and Nike. His upcoming books How Businesses and Governments can Prosper with Fintech, Blockchain and AI?”, “Blockchain, AI and Crypto Economics - The Next Tsunami?” last the “Tokenomics and ICOs - How to be good at the new digital world of finance / Crypto” will be launched in 2018. He is listed in various global fintech, blockchain, AI, social media industry top lists as an influencer in position top 10/20 within 100 rankings: such as Top People In Blockchain | Cointelegraph.

Mr. Teddy Setiawan Tee, Founder & CEO, PT Cashlez Worldwide Indonesia

Teddy Setiawan Tee is the founder and chief executive officer (CEO) from Cashlez Worldwide Indonesia, a smart solution for merchants that bridge the gap between the number of cards in circulation in the country and the relatively low number of acceptance points by enabling small, under-served merchants to use its mobile point of sale (mPOS) reader. Prior to that, he has been director and merchants sales and solution at Visa during 3 years. Tee has 15 years of experience in electronic payments and card business ranging from technology, operation, marketing strategy, risk management and support. He has also worked in several renamed financial institutions such as United Overseas Bank (UOB), Maybank, ANZ, and Metrobank Card Corporaiton.

Mr. Akshay Garg, Co-founder and CEO, FinAccel

Akshay is the co-founder and chief executive officer (CEO) of FinAccel, a VC backed financial technology company that leverages deep data analytics to automate credit risk scoring and access to credit for consumers in Southeast Asia. FinAccel’s flagship product Kredivo is a digital credit card which enables ecommerce buyers to purchase products on credit at bank-like interest rates, based on credit decisioning that evaluates nearly 5000 features in real-time. Kredivo is currently available on nearly 200+ ecommerce merchants in Indonesia, including all of the top five in the country. Akshay previously cofounded Komli Media, one of Asia’s leading adtech companies, which raised over US$70m from top tier investors and was acquired by Axiata, Malaysia’s leading telco in 2014.

Mr. Achmad Friscantono, Executive Director, Perbanas (Indonesia Banks Association)

Mr. Ho Danny Hartono, Secretary General, Perbanas (Indonesian Banks Association); and President Director, Bank Multiarta Sentosa

Ho Danny Hartono has been secretary general at Perbanas (Indonesian Banks Association) since 2016. Hartono is also president director art Bank Multiarta Sentosa, where he joined in 2014. Prior to that, he was deputy president director at PT Bank Rabobank International Indonesia, after holding several roles at Hagabank, from senior assistant manager of Business Development to president director. His career in the banking industry started in 1987 as business analyst at Westpac Banking Corp in Sydney.

Mr. Sukarela Batunanggar, Deputy Commissioner, Otoritas Jasa Keuangan (OJK)

Sukarela Batunanggar serves as deputy commissioner of Otoritas Jasa Keuangan (OJK), leading the department of Assessment and Learning Centre and Digital Finance Innovation and Microfinance Group. He leads various key units and strategic projects at Bank Indonesia and Indonesia Financial Services Authority, covering front-line bank supervision, regulatory and supervisory policy, macro prudential policy, crisis management, capacity building, organizational transformation and digital financial innovation. Previously, he served as deputy commissioner of Banking Supervision I, leading banking research and regulation department, banking licensing and information system department, and Islamic banking department. Batunanggar is also currently advisor in Banking Supervision at the OJK, formulating framework and overseeing the implementation of Regional Development Bank (BPD) Transformation Program. He was also director of Financial System Stability at the OJK during 2012 to 2014. Awarded as the best participant of Bank Indonesia Executive Leadership Development (SESPIBI) of 2010, he develops and facilitates holistic leadership development programs that integrate spirit, mind and action for personal and organizational transformation.