Mr. Dinis Guarda, Author and CEO, Founder lifesci, life science

Dinis is the Founder and CEO of LifeSci - a P2P, blockchain, AI technology PAAS solving life science solutions for today’s problems. Dinis is an author, founder and CEO, specialised in Strategy, Digital transformation, Blockchain solutions, AI, Fintech, Crypto economics/ ICOs Evangelist. He is an expert in cutting edge breakthroughs in fintech, life science, green energy solutions, regulatory and block swan risk scenarios using the best strategies, AI, big data and distributed ledgers. Prior, he was the Co-founder bank and first CMO and Chief Commercial Officer Fab Banking (Fidelity Asia Bank.He is a guest lecturer at Copenhagen Business School, Cambridge University, Group INSEEC - Monaco University. Between 2014 and 2015 he was involved in creating a digital bank and investment platform between Asia and Africa funded by among others Rothschild family. He is also co-founder of the project BlockchainAge - a blockchain research and tech - digital / influencer platform, book and film - with Derin Cag, and Romain Witonski. He is the author of the following books: “The Next Tsunami: Blockchain plus AI, IOT with the new Crypto Economics”, “How To Map Who You are,”, and “Innovating in a Forever Recession”.

Mr. Foo Boon Ping, Managing Editor, The Asian Banker

Boon Ping manages The Asian Banker publication business and engages practitioners, customers, partners and the media on critical issues that impact the industry. He has more than 21 years of experience in the banking and financial services industry, specializing in strategic branding, marketing communications and consumer insight. Prior to The Asian Banker, he was at United Overseas Bank (UOB), covering Singapore and key markets in the region, such as China, Indonesia, Malaysia and Thailand.

Mrs. Neeti Aggarwal, Senior Research Manager, The Asian Banker

Neeti Aggarwal heads the technology research practice at The Asian Banker. With over 14 years experience in research and publication industry, she specialises in banking research and technology developments across Asia-Pacific, Middle East and Africa. She earlier worked for five years at The Economic Times, India’s largest selling financial daily. Aggarwal is a CFA Charterholder from CFA Institute USA, and an MBA (Finance) from India.

Mr. Nam Tran, Co-founder & CEO of Moca

Mr. Nam is a veteran in e-payment in Vietnam. He founded Moca in 2013, Moca mobile payments is considered to be the premier payment company in Vietnam, providing the most innovative mobile payment solution with the best customer experience. Before Moca, he worked as Deputy CEO/Head of Technology and operations Division for five years at Maritime Bank. Nam had previously co-founded Mobivi - the first e-wallet in Vietnam since 2007. Earlier while overseas, Nam worked as a Program Manager at Microsoft Redmond.

Mr. Richard Hartung, International Resource Director, The Asian Banker

Richard has more than 20 years of experience in the payments and consumer financial services industry, primarily in the Asia Pacific region. Following work in retail banking in California and a short stint in government, Richard was part of the team that started up retail banking for Citibank in Japan. Richard joined MasterCard in 1993 and headed up Operations & Systems for the Asia Pacific region. He moved to Keppel TatLee Bank in 1999 and launched a new credit card program that became profitable in just over 1 year. He then managed the integration of Keppelcard into OCBC Bank and was the Card Center Manager at OCBC. Richard set up Transcarta in 2002 and focuses on assisting financial services companies with strategy, payments training programs, operations process enhancement, merchant acquiring, market entry and other business practices. He is also a freelance writer for The Asian Banker, Today, GTNews, Challenge and OOSKAnews.

Mr. Phan Thanh Son, Transformation Director – Transaction Banking, Vietnam Technological and Commercial Joint stock bank

After 6 years leading Treasury and Financial markets Division for Techcombank to be recognized as the top institution in the local Markets, Phan Thanh Son is now Transformation Director – Transaction Banking at Vietnam Technological and Commercial Joint stock bank. Apart from this, Son also leading non-interest income improvement strategic initiatives that help Techcombank to achieve 30% of non-interest income over total operating income. He is also responsible for facilitating business of Treasury and Financial markets Division in the transition time.Mr. Son is currently also serving as the Deputy Chairman of the Vietnam Bond Market Association (VBMA) where he plays an important role in leading the organization to promote the professional and effective development of local fixed income markets. Before joining Techcombank, Mr. Son was the Deputy CEO of TienPhongBank in charge of Capital Markets from 2008-2011. Prior to this experience, he was the Head of Emerging Markets Sales & Trading for Citigroup Vietnam from 2001-2007. In this capacity, he was in charge of overseeing trading activities of Citibank Vietnam in the areas of foreign exchange, interest rates, local currency debt capital markets and derivatives. In 2007, Mr. Son had a short-term assignment with Citigroup Global Market Ltd. in Hong Kong where he is was the product sponsor of Emerging Market Credit Trading for transactions in Vietnam, Singapore, Indonesia, and Korea with international trading in fixed income, credit derivatives, fixed income futures, FX, FX options, rate derivatives, etc. In addition to these positions, Mr. Son worked with Standard Charter Bank in Vietnam from 1998-2001.

Mr. Kumar Vaibhav, VP and Head, Asia Pacific, CRMNext

Kumar Vaibhav has been involved in the IT service industry business development for more than 20 years, covering industries such as Telecom & IT, with specific focus on BFSI segment predominantly in ASEAN region. His last assignments have been with multinationals like Misys, SAP & SunGard, for establishing and growing their business in APAC region. At CRMNEXT, he has been instrumental in promoting business development activities across ASEAN region, including establishment of new BFSI relationships as well as regional alliances and partnerships.

Mr. Tran Nhat Minh, Deputy CEO cum CIO, Vietnam International Bank

Mr. Tran Nhat Minh is the Deputy CEO and CIO of Vietnam International Bank, prior to joining VIB, Mr. Minh held significant management positions such as General Director, MD, CIO & COO. He is expert in business administration and IT with more than 10 years of overseas working experience in launching projects related to developing IT, restructuring and optimizing operating model. Mr. Minh is currently responsible for planning IT strategy, directly monitoring projects which are applied IT solutions, applying the most innovative technologies as a foundation for risk management, improving productivity, increasing revenue, enhance services quality and customer experience.

Mr. Nguyen Toan Thang, Secretary General, Vietnam Banks Association

Nguyen Toan Thang started his career in 1979 in State Bank of Vietnam and held different key positions in various areas such as bank credit, monetary policy, research, training, and many more. Thang was then in charge of IT and payment system in SBV for a long period of time. He was the deputy governor of State Bank of Vietnam before joining Vietnam Banks’ Association in July 2016 as secretary general.

Mr. Claude Spiese, Co-Founder and former CEO of Timo, General Director of Link Development LLC

Claude is a Fintech Builder, an entrepreneurial executive with focus on digital banking in Vietnam and Southeast Asia. Claude built and launched Timo, Vietnam's first digital bank, in one year, and then ran Timo for one year with rapid customer acquisition, deposit taking, and product development, and led a successful Series A fund raising round. There after he joined the BOD and focused on regional expansion. Claude is currently consulting and preparing his next venture.

Mr. Nguyen Kim Anh, Deputy Governor, State Bank of Vietnam

Mr. Nguyen Kim Anh is the Deputy Governor, and Chairman of Science and Technology Board; Chairman of Payment Board; Head of SBV Fintech Steering Committee, State Bank of Vietnam since 2015 and responsible for Supporting the Governor in authorized areas, including: Banking system restructuring and bad debt resolution; banking system restructuring and bad debt resolution, Credit information system, deposit insurance, Financial Sector Modernization and Information Management System Project; as well as Technical assistance projects in banking supervision. Within 2011 till 2015 he was the Director General of Personnel Department, State Bank of Vietnam. Prior to this, between “2007 – 2011” he held a position of a Vice President of Banking Academy of Vietnam for twenty years.

Mr. Nguyen Hoang Long, Deputy CEO, National Payment Corporation of Vietnam (NAPAS)

Mr. Nguyen Hoang Long was appointed to be Deputy Manager of Retail Banking Department in August 2006. With considerable experience in the Banking sector, he contributed immensely to the development of Retail Banking Services in Vietnam. In August 2007, Mr. Long was appointed as Deputy CEO of Smartlink Card., JSC, responsible for Operation, Development and Research. Since April 2015, he has been appointed as Deputy CEO of Vietnam National Financial Switching JSC (Banknetvn) as a result of the merger completion between Banknetvn and Smartlink, responsible for Operations. Banknetvn is the organization granted the License for financial switching and electronic clearing services in Vietnam. Since February 2016, Banknetvn has changed its entity name to National Payment Corporation of Vietnam (NAPAS).Holding the position of Deputy CEO of both Smartlink and Banknetvn (now called NAPAS), he gained success in projects to build up an unique banks payment network across the nation, provide e-payment services, expand benefits to card holders and effectively encourage the development of non-cash payments in Vietnam as per the instruction of the Prime Minister and the State Bank of Vietnam.

Ms. Devanshi Patani, Financial Inclusion Lead - Asia and the Pacific, MIX

Devanshi Patani is a financial inclusion expert working with MIX. She is responsible for research, strategy building, development and end to end implementation of financial inclusion data mapping projects for developing countries in Asia and the Pacific region. Her leadership showcases her ability to build professionally collaborative relationships and close working with key stakeholders like regulators, policy makers, funders and financial service providers of various countries in the region. Devanshi has trained various partner networks, MFIs and other stakeholders on financial inclusion measurement, microfinance data reporting and analysis. Moreover, she is also leading financial and operational data reporting of MFIs of the East Asia Pacific region. Prior to joining MIX, Devanshi worked with an S&P Global Company, CRISIL where she was responsible for development and implementation of banking solutions for Domestic and International Banks in credit risk domain.

Mr. Rahul Tyagi, Co-Founder & Vice President,Lucideus

Rahul Tyagi is presently the VP, Lucideus. He is an expert in cyber security training and has held multiple pieces of training starting from the top leadership of Fortune 500 companies. Rahul Tyagi is a known figure in Indian News with contribution as an expert advisor in cyber security topic and featured in various news tech print media and TV channels like Zee News,CNBC Awaaz, India News, NDTV, NDTV Prime, NDTV 24x7, The Guardian UK,The Times of India, Economic Times, DainikJagran , Gizmodo, Digit Magazine. With over a decades' experience in cyber training, he has also helped various cybercrime cells and intelligence agencies across the country in critical cases. Having 37000+ Twitter Followers on Twitter Mr. Rahul Tyagi is one of the most followed information security public figure in India and followed by a huge number of young minds who want to have cyber security as a career.

Mr. Huy Nguyen Trieu, CEO, The Disruptive Group

Huy Nguyen Trieu is the CEO of The Disruptive Group, a business builder and advisory firm in innovation and finance. He has navigated between startups and large organizations, from CEO of a startup to Managing Director in international banks, from mentor to entrepreneurs to Entrepreneurship Expert at Oxford. He is the co-founder of CFTE, the Centre for Finance, Technology and Entrepreneurship, whose objective is to help people understand our fast changing world, improve their skills and find opportunities. He writes the blog Disruptive Finance, is an Associate Fellow at Oxford Said Business School, a Fintech Fellow at the Centre for Global Finance and Technology at Imperial College, and a board member of Fintech HK. He is also a founding member of the Asian SuperCharger, one of the largest Fintech accelerators in Asia. Prior to The Disruptive Group, Huy was a Managing Director at Citi, and previously at RBS and SG. Before banking, he was the CEO of Ukibi, a VC-funded startup in the US.

Mr. David Gyori, CEO, Banking Reports London

David Gyori, CEO of Banking Reports London is currently a globally renowned fintech consultant, trainer, author and keynote speaker. He is a founding member of the World FinTech Association and faculty member of the Retail Banking Academy (London), one of the most prestigious banker-training facilities globally. He serves on the advisory of multiple fintech companies in the United Kingdom. Also, he is co-author of ‘The FINTECH Book’.

Mr. Sandeep Deobhakta, Head, Retail Banking, VP Bank

Sandeep Deobhakta is the head of retail banking at VP Bank. VP Bank has ambitious plans to be one of the top 3 retail banks in Vietnam through rapid growth and transformation. Prior to his current role, he had lived and worked in many other countries in Asia, the Middle East, Africa and the US. His previous roles include consumer banking, wealth management and transformation roles at various international financial institutions including Citibank, Standard Bank, Barclays, Shinsei Bank and AIA Group.

Mr. Karthik Iyer, CEO, Founder & Chairman, BlockchainMonk

Karthik Iyer is a globally recognized expert in Blockchain and fintech. He is the India ambassador of the world’s largest think tank on decentralized technologies such as the Blockchain, and P2P. He is the Founder of India’s first end-to-end Blockchain and Cryptocurrency Research firm BlockchainMonk. He spent over a decade in Scandinavia and he advises and mentors various Blockchain, DAO & AI companies around the globe. Karthik is a serial entrepreneur and founded India’s first applied Artificial Intelligence and social discovery company in the matching space. He has a broad array of skills in over a dozen technologies and has built, scaled and deployed cutting edge fintech solutions for fortune 100 companies; Karthik worked for leading technology firms such as Red Hat, Novell, Sun Microsystems and advised CXO's of global banks in technology strategy and scaling. He has been researching DLT’s since 2009 at the P2PFoundation.

Mr. Malikkhan Kotadia, Mentor, The FinLab.com

Kotadia is a senior global banker, financial technology (fintech) expert, futurist, spiritualist, acclaimed author and community builder. In his 18-year-long career, he has managed global roles in leading multinational banks, run billion dollar businesses in various markets and driven key innovations in the financial services industry. He spent nearly 14 years at Citibank in varied roles in digital banking, e-payments and innovations, and was last SVP-global digital transformation. Prior to this, he headed digital marketing for the global consumer bank and the merchant payments product for Citi India. Kotadia is a passionate digital evangelist, futurist and and a sought-after keynote speaker, panellist and moderator at leading fintech, digital & emerging tech conferences across Asia Pacific. He is also mentor at a leading fintech accelerator in Singapore, and is advisor to some exciting global start-ups across fintech, IoT, AI, blockchain, big data and edutech.

Ms. Hang Nguyen, Director of SME Banking, Corporate Division, VietinBank

Ms Hang is the Director of SME banking at VietinBank. She is responsible for growth of the SME segment across Vietnam for all VietinBank’s branches. Her career in VietinBank involves Financial and Balance sheet management, Operational Risk management and SME. Prior to joining VietinBank, Hang worked as an independent auditor at KPMG LLP in Singapore. She will be addressing a speech on Using alternative data sources to evaluate and monitor credit risks.

Mr. Kalidas Ghose, Vice Chairman & CEO, FE Credit

A Retail Banking and Consumer Finance veteran with nearly 25 years of experience with global leaders in financial services across various geographies, Kalidas was appointed as Head of the Consumer Finance Division in April 2011 and concurrently managed Retail Banking Division from 2012 to May 2015. Under his leadership, both Divisions’ businesses have been going through historic significant transformation projects and scaling new heights in growing the balance sheet, acquiring new customers and building diversified distribution channels to build a significantly large and profitable customer franchise in the near future. The Consumer Finance Division was spun off from VPBank and became VPBank Finance Company with number 1 position in Vietnam’s consumer finance sector. Mr. Kalidas was ultimately appointed as the CEO cum Vice Chairman of VPBank Finance Company in April 2015 after 5 months as Acting CEO. Prior to joining VP Bank, Kalidas was the GM (Indochina) for Retail Banking and Wealth Management for ANZ Bank. Earlier to that, Kalidas was the first CEO of Prudential Vietnam Finance Company Ltd in 2007. Before moving to Vietnam, he was the President and CEO of CitiFinancial Corporation Philippines, a Citigroup entity and the leading consumer finance organization in that country. He started his career in the retail assets business of Citibank in India in the regional credit operations unit and was soon promoted to be Regional Sales Head for Mortgage and Personal Loans. In 2000, he was appointed as the Vice President and Chief Operating Officer of CitiFinancial Retail Services (India) Limited that later grew to be one of the largest consumer finance businesses in India and the region.

Mr. Nguyen Ba Diep, Executive Vice Chairman and Founder, MoMo

Nguyen Ba Diep has more than 20 years of experience in finance and technology. As executive vice chairman of MoMo, Vietnam's pioneer and largest mobile payment company, Diep worked with banks, financial institutions, and regulators in utilising fintech to extend financial services to more people, especially in the rural areas. MoMo provides nearly 200 services, including payments, mobile commerce and financial services, to 4.5 million customers through its e-wallet and more than 5,000 agents in the country.