Zulkifli Zaini, Chairman, Indonesian Bankers Association (IBI) 
Zulkifli Zaini is an Independent Commissioner of PT Bank Negara Indonesia (Persero) Tbk since March 2015. He has served as Independent Commissioner of PT Triputra Agro Persada, Commisioner of PT PLN (Persero), and President Director of PT Bank Mandiri (Persero) Tbk. He has had extensive banking experience, having been exposed to a variety of areas within the bank, which include branch network, operations, IT infrastructures, risk management and wholesale product management. He also interacts directly with customers from various segments, including retail, Small and Medium Enterprises (SMEs), mid-corporates or Commercial Segment and also government institutions. He received his MBA from Washington University, St Louis USA in 1994 and his Bachelor Degree in Civil Engineering at the Bandung Institute of Technology (ITB) in 1980.

Meitra “Nino” Sari, former Head of Product Sales and Marketing Communication, Muamalat Bank
Nino is former Head of Product Sales and Marketing Communication at Muamalat Bank, under the Retail Banking Directorate, leading the Sales and Marketing team. Prior to that Sari was Corporate Secretary , leading and managing the Corporate Secretariat with over IDR 50 bio budget under the supervision of the Director of Compliance and Risk Management. Sari successfully implemented Muamalat Bank’s corporate transformation and rebranding exercise, resulting in higher public awareness and stakeholders’ appreciation of the Bank’s brand, and a more streamlined, efficient, and highly productive corporate culture. During his tenure at Central Asia Development Group Sari was Chief of Party for CADG Afghanistan. Sari has been engaged as a speaker at various Islamic Banking events.

Ery Punta, AVP Convergence Strategy & Innovation Value, PT Telekomunikasi Indonesia
Ery Punta is the AVP Convergence Strategy & Innovation Value at PT. Telekomunikasi Indonesia. He has 10+ years in experience in telco companies. Punta started his careers Telkom on 1994 as a manager for Online Product Development at PT. Telekomunikasi Indonesia. Aside from that Punta is also a chairman of Sixth Committee in Indonesia’s payment association which focuses on the development of payments system in Indonesia. Punta earned his MBA from IPMI Business School.

Kim Dai Kyu, CEO, Hawala-Tech Payments
Kim is currently the CEO of Hawala-Tech Payments, an independent payments messaging protocol, framework, white label software and SDK to provide ultra-secure, low-cost global/local/micro payments for p2p, merchant, biller, remittances and CICO (Cash-In/Cash-Out) - for the banked and unbanked. Kim’s career spans finance and technology for organizations such as Citibank, National Australia Bank, PwC Consultants, Hewlett-Packard, Intuit (Quicken), retail banking software vendor KIVA Group, and a series of startups. He has worked in Hong Kong, Singapore, Kuala Lumpur, Tokyo, Seoul, Shanghai, Sydney, Melbourne, and the US. In 1997 DK co-founded his first disruptive web1.0 FinTech startup before the words “disruptive” and “FinTech” became popular .

Aidil Zulkifli, CEO & Co-founder, UangTeman.com
Aidil is a financial technology executive who believes in leveraging data as a way to disrupt the delivery of banking and financial services products and services to the emerging markets of Southeast Asia. He believes that banking and financial services model will eventually be unbundled so that consumers will enjoy a more cost-effective, efficient and transparent financial experience.

Ian St-Maurice, Principal, AT Kearney
Ian St Maurice is a Principal in ATK's Strategy Marketing & Sales. A senior marketing consultant with over 20 years experience advising firms across multiple industries (financial services, high tech, telecom, packaged goods, retail, pharmaceuticals, others) and geographies on their toughest strategic marketing issues. St-Maurice’s area of expertise are advanced analytics, big data, integrated marketing & sales strategy, product simplification, emerging market consumer trends and marketing ROI. Prior to his tenure in AT Kearney, St-Maurice held the position of senior expert for marketing at McKinsey & Company.

David Brearley, Head of Consultant, Silverlake
David Brearley is currently working with Silverlake, on the development of innovative software architectures to enable banks to compete in the Digital Economy. Brearley has spent 45 years in consulting and senior management positions in financial services world-wide, including 18 years as a CIO. In 1988 he was appointed the first Group Head (CIO) of Standard Chartered Bank. In the last fifteen years, David has focused on practice areas of Business Transformation, IT Strategy and Enterprise Architecture working particularly with large local bank CEOs, COOs and CIOs in Malaysia, Singapore and Thailand. He has also worked on the early stage development of software businesses in search, middleware and omni-channel services.

Sai Kumar Jayanty, Lead Product Manager, Infosys Finacle
Sai is a banking professional with over 23 years of industry experience. As Channels Strategy Lead, Sai drives the strategy initiation and development for Finacle Channels solutions. He has been involved with Product Management, Solution Consulting and Implementation associated to Finacle Product suite. Sai’s specific interest is on distribution channel strategy with focus on multi-channel banking and customer experience. Sai is also responsible for identifying and establishing key strategic partners and exploring acquisitions. He is also a working group member of BIAN (Banking Industry Architecture Network). Sai holds an MBA and a degree in Information Technology. He was a Senior Associate of Financial Services Institute of Australasia (Finsia).

Andrian Saputra, SVP - Mobile Banking, Commonwealth Bank
Andrian Saputra is the current SVP - Mobile Banking for Small Business Project at Commonwealth Bank where he is developing a digital banking using human centric approach and agile scrum methodology as part of Commonwealth Asia Mobile Banking strategy. Prior to this Saputra was the VP of Pocketbank at Bank BTPN. Saputra spent 7 years managing Bank Mandiri’s Consumer Cards Group on developing credit card product and usage programs. Saputra has won several prestigious awards throughout his career.